Antipolo Magazine 2020 Start Today: 5 Smart Habits for a Stronger Financial Future In today’s economy, learning how to manage your money wisely is more important than ever. Whether you’re earning minimum wage or working abroad, these smart financial habits can help every Filipino build a better future. Track Your Expenses Use mobile apps like GCash , Maya , or a simple notebook. Know where your money goes every day. Follow the 50/30/20 Rule 50% – Needs (food, bills, transportation) 30% – Wants (Netflix, food trips) 20% – Savings or paying debts This rule helps balance lifestyle and savings. Start an Emergency Fund Aim to save at least 3 months' worth of expenses. It can save you in times of job loss, sickness, or unexpected bills. Avoid Unnecessary Debt Don't swipe your credit card for wants. Learn the difference between good debt (business, education) and bad debt (impulse shopping). Invest Early, Even in Small Amounts Start with ₱50 or ₱100 via GInvest, Seedbox, or cooperati...
Antipolo Magazine 2020 Speak up! What’s one thing you wish your local or national government would fix or improve in your area? Comment your thoughts below! In every barangay, town, or city, we all see something that needs improvement — from roads, healthcare, livelihood, education, disaster response, or even peace and order. Let’s open up a conversation today: 💬 If you had a chance to speak directly to your local or national government, what’s one thing you would ask them to improve in your community — and why? ✅ Is it better waste management? ✅ Safer public spaces? ✅ More job opportunities? ✅ Faster government services? ✅ Access to clean water or electricity? Share your experiences and suggestions in the comments section. Let your voice be heard! Who knows — your idea might inspire real change.