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5 Smart Habits for a Stronger Financial Future

Antipolo Magazine 2020 Start Today: 5 Smart Habits for a Stronger Financial Future In today’s economy, learning how to manage your money wisely is more important than ever. Whether you’re earning minimum wage or working abroad, these smart financial habits can help every Filipino build a better future. Track Your Expenses Use mobile apps like GCash , Maya , or a simple notebook. Know where your money goes every day. Follow the 50/30/20 Rule 50% – Needs (food, bills, transportation) 30% – Wants (Netflix, food trips) 20% – Savings or paying debts This rule helps balance lifestyle and savings. Start an Emergency Fund Aim to save at least 3 months' worth of expenses. It can save you in times of job loss, sickness, or unexpected bills. Avoid Unnecessary Debt Don't swipe your credit card for wants. Learn the difference between good debt (business, education) and bad debt (impulse shopping). Invest Early, Even in Small Amounts Start with ₱50 or ₱100 via GInvest, Seedbox, or cooperati...
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What’s One Thing You Wish the Government Would Improve in Your Community?

Antipolo Magazine 2020 Speak up! What’s one thing you wish your local or national government would fix or improve in your area? Comment your thoughts below! In every barangay, town, or city, we all see something that needs improvement — from roads, healthcare, livelihood, education, disaster response, or even peace and order. Let’s open up a conversation today: 💬 If you had a chance to speak directly to your local or national government, what’s one thing you would ask them to improve in your community — and why? ✅ Is it better waste management? ✅ Safer public spaces? ✅ More job opportunities? ✅ Faster government services? ✅ Access to clean water or electricity? Share your experiences and suggestions in the comments section. Let your voice be heard! Who knows — your idea might inspire real change.  

How to Budget with a 9–5 Job in 2025: Smart Money Moves for Young Professionals

Antipolo Magazine 2020 Are you working a 9–5 job but still wondering where your money goes every month? You're not alone. With rent, food, transport, and the ever-growing pressure to “live your best life,” it’s easy to feel broke — even with a steady paycheck. But here’s the truth: budgeting doesn’t mean depriving yourself. It means knowing your money, controlling it, and using it wisely. In 2025, with new digital tools and rising living costs, young professionals need a strategy that fits today’s economy. Let’s break down a smart, no-nonsense budget plan you can start today — no spreadsheets required . Step 1: Know Your Numbers Before anything else, you need to understand how much you actually earn and spend. ✅ Net Income – Not your salary, but your “take-home” after tax, SSS, PAG-IBIG, etc. ✅ Fixed Expenses – Rent, utilities, insurance, loans. ✅ Variable Expenses – Food, transport, subscriptions, shopping, etc. 📱 Tip : Use apps like Mint Wallet or local options like Gcash Insigh...

Lifesaving NGOs in the Philippines You Can Turn to in Times of Need

Antipolo Magazine 2020 Non-Governmental Organizations (NGOs) in the Philippines play a vital role in uplifting vulnerable communities. From providing disaster relief and education to health services, livelihood support, and human rights advocacy, these organizations work hand-in-hand with government agencies and international donors to address social issues and promote inclusive development. With deep roots in grassroots mobilization, Filipino NGOs help bridge the gap between marginalized sectors and sustainable progress, making them key partners in nation-building. These trusted NGOs in the Philippines offer help with food, shelter, medical aid, and more—free support when you need it most. • Philippine Red Cross (PRC) A major humanitarian organization providing emergency response, disaster relief, blood services, health care, and welfare assistance across the country. Website :  www.redcross.org.ph https://www.redcross.org.ph Contact Number: (+63 2) 8790-2300 Email: prc@redcross.o...

85K PDLs Released Through BJMP’s Paralegal Program – DILG

Antipolo Magazine 2020 Ctto: image from DILG MANILA, Philippines — The Department of the Interior and Local Government (DILG) reported that 85,183 persons deprived of liberty (PDLs) were released from June 2024 to May 2025 through the enhanced paralegal services provided by the Bureau of Jail Management and Penology (BJMP). The paralegal initiative is part of BJMP’s continued efforts to address overcrowding in jails and help qualified detainees gain access to legal aid and early release programs. According to BJMP's data: 11,139 PDLs benefited from the Good Conduct Time Allowance (GCTA) • 8,280 were released on probation • 23 were granted parole • 8,825 were released on bail In addition: • 15,085 were transferred to appropriate facilities, including provincial jails, the Bureau of Corrections, youth detention centers, and drug rehabilitation centers. • 5,667 cases were permanently dismissed, and 6,342 provisionally dismissed. • 7,431 were acquitted, while 16,311 completed their sen...

DSWD Clarifies Educational & Crisis Assistance: What You Need to Know (and Scam Warning!)

Antipolo Magazine 2020 Photo show from Dswd The Department of Social Welfare and Development (DSWD) continues to provide vital support to Filipinos through various programs. Addressing common inquiries, the DSWD, through its #ASKANGEL campaign, clarifies the current status of its assistance, including educational support and aid for individuals in crisis. Educational Assistance: The Tara, Basa! Tutoring Program For those wondering about educational assistance, the DSWD has reformed its approach with the Tara, Basa! Tutoring Program. This innovative initiative is designed to help financially disadvantaged college students pursue their education. How? By engaging them as tutors for elementary students who are struggling with reading or who have not yet learned to read. This program not only supports college students but also addresses literacy gaps among younger learners, fostering a cycle of learning and community support. Assistance to Individuals in Crisis Situations (AICS) Continues ...

DSWD Extends Vital Assistance to OFWs Repatriated from Conflict-Affected Regions

Antipolo Magazine 2020 Photo show from Dswd The Philippine Department of Social Welfare and Development (DSWD) has announced its readiness to provide comprehensive assistance to Overseas Filipino Workers (OFWs) being repatriated from Israel and other countries affected by conflict. This initiative underscores the government's commitment to ensuring the safety and welfare of its citizens, especially those facing challenging circumstances abroad. The DSWD, as the lead agency for social protection, is actively engaged in extending various forms of support to these returning OFWs and their families. This support typically includes immediate relief, psychosocial interventions, and other necessary aid to help them reintegrate into society. As depicted in the accompanying image, DSWD personnel are on the ground, directly assisting individuals. This hands-on approach highlights the agency's dedication to providing personalized and timely help to those arriving from crisis areas. The pr...